April 4, 2019 Adrienne Cantwell

Every year, hundreds of thousands of Polish women and Poles decide to take out a cash loan. For many of us, these types of products are the only way to finance the most important needs and long-delayed dreams. However, it is worth remembering that every loan will cost us – after all, banks have to make money on it. Calculation of the monthly loan installment despite appearances is not so easy. Lenders add to the total amount not only a margin, but also a base rate and a commission. What’s more, credit installments are often increased by compulsory insurance and…

March 23, 2019 Adrienne Cantwell

Applying for a mortgage loan can be an overwhelming affair. A large loan can be a burden on a person’s finances but the lender will not grant the mortgage unless he can be 100% sure that the borrower can return it with minimal difficulty. For a lender, a good loan is given when the borrower is willing and able to pay. Here are some basic requirements for granting you a mortgage loan. You must have a decent credit rating This will determine your willingness to pay. If you have a good credit record, show that you are fiscally responsible and…

March 20, 2019 Adrienne Cantwell

Due to the provisions contained in the anti-usury law, banks can compensate for the fall in profits by raising margins only to a certain level. Due to changes in the market in the banking sector, various fees and commissions on credit have a growing impact on the amount of credit costs. What are loan commissions? The loan commission is a one-off fee charged by the bank when granting, and more precisely when paying out the loan. The commission may also include fees charged on a regular and cyclical basis, for example applied to credit card or ROR account limits with…

March 6, 2019 Adrienne Cantwell

  When renegotiating the rate of a mortgage, the borrower must be vigilant about the increase in ancillary costs that can offset the loss resulting from a reduction in the rate. These fees can come in different forms such as insurance, fees or management fees. Reduce the cost of your mortgage Renegotiating the terms of repayment of one’s home loan reduces the cost of financing, especially when the borrower successfully negotiates the interest rate on the loan. However, some banks will seek to compensate for this loss by increasing certain ancillary costs such as borrower insurance or handling fees. This…

February 24, 2019 Adrienne Cantwell

A case that often comes up and for which many of you contact me: Can I borrow if I am sick? I had the case this morning of a lady who is looking for loan insurance for her son. His son is currently on sick leave and for the moment the loan insurance of the bank grants him only the guarantees Death, Total and Irreversible Loss of Autonomy and Disability. The incapacity for work guarantee is refused. Since he buys a principal residence and must be able to compensate for the loss of income if he is on sick leave…

December 29, 2018 Adrienne Cantwell

To apply for quick loans from Granada or fast loans in Granada, you just have to enter the corresponding categories from this website, since you can request them from home, without having to leave. Asking a quick credit, online is very simple, but it is possible that like any person, you are interested or interested in looking for other alternatives to online credits, so below, we will tell you some of the options you have to be able to borrow fast in Granada. Search for private lenders in Granada . Search for private lenders, it’s easy if you’re in a…